Citi Strata Elite
Premium travel card with extensive annual credits across hotels, dining, transportation, and lifestyle brands. Earns elevated points on travel booked through Citi Travel and dining. Best for luxury travelers who can maximize the hotel, dining, and lifestyle credits. Includes Priority Pass Select lounge access and Admirals Club passes.
Trackable Benefits (5)
These are the annual credits, statement credits, and perks that our platform tracks and reminds you about. For complete details on all card benefits including travel protections, purchase protections, and points earning rates, check the official card page for the most up-to-date information.
$300 Annual Hotel Credit
$300 annual credit on hotel stays (2-night minimum).
Up to $300 in statement credits each calendar year for hotel stays of two nights or more when booked through cititravel.com. Credit applies automatically to eligible bookings.
- • Book prepaid rates for best value and to ensure credit posts promptly.
- • Stack with The Reserve hotel collection benefits (breakfast, Wi-Fi, $100 experience credit).
Splurge Credit
$200 annual credit - choose 2 brands.
Up to $200 in statement credits each calendar year. Choose up to two brands from: 1stDibs, American Airlines, Best Buy, ESPN+, Future (Barron's, MarketWatch, etc.), and Live Nation. Must select brands through Citi benefits portal.
- • Choose brands you'll actually use - selections are locked for the calendar year.
- • American Airlines is great if you fly AA frequently.
- • Best Buy works for electronics, Live Nation for concert tickets.
Blacklane Credit
$200 annual Blacklane credit ($100 semi-annual).
Up to $200 in statement credits annually for Blacklane private car service bookings. Credit splits into two periods: up to $100 January-June and up to $100 July-December.
- • Book airport transfers in both halves of the year for full $200 value.
- • Blacklane operates in 600+ cities worldwide - great for international travel.
Global Entry / TSA PreCheck Credit
Statement credit for GE ($120), TSA PreCheck ($78-85), or NEXUS every 4 years.
Credit toward Global Entry ($120), TSA PreCheck ($78-85), or NEXUS application fee. Renewals eligible within the program window. Credit posts as statement credit when application fee charged to card.
- • Global Entry includes TSA PreCheck and works for international travel.
- • Apply early in your 4-year window as approval can take months.
- • NEXUS is cheaper but requires Canada border crossing eligibility.
Admirals Club Passes
4 Admirals Club passes annually.
Receive 4 Admirals Club passes each calendar year for access to nearly 50 Admirals Club lounges. Passes include complimentary snacks, cocktails, and personal travel assistance.
- • Each pass valued at $75+. Use for long layovers or flight delays.
- • Combine with Priority Pass Select for comprehensive lounge coverage.
Other Notable Benefits
The following benefits are included with this card but are not tracked by our platform (no expiration dates or usage limits to monitor).
- 🏆12X points on hotels, car rentals, attractions (Citi Travel)
- ✈️6X points on flights (Citi Travel)
- 🍽️6X points on restaurants (Fri-Sat 6pm-6am ET)
- 🍴3X points on restaurants (all other times)
- 💳1.5X points on all other purchases
- 🛫Priority Pass Select membership (1,500+ lounges)
- 🏨The Reserve luxury hotel collection (breakfast, Wi-Fi, $100 experience credit)
- 👑Mastercard World Legend benefits
- 🛡️Trip insurance (delay, cancellation, baggage)
- 🚗Car rental insurance
- 🔒Purchase protection and extended warranty
- 🌍No foreign transaction fees
- ✈️Transfer points to American Airlines AAdvantage
The estimated annual values shown are conservative estimates based only on the trackable benefits our platform manages (annual credits, statement credits, and recurring perks).
Not included in our estimates:
- • Sign-up bonuses and welcome offers
- • Points earning multipliers and redemption value
- • Travel protections (trip insurance, baggage delay, rental car coverage)
- • Purchase protections (extended warranty, price protection, return protection)
- • Cell phone protection and other insurance benefits
- • Transfer partner value and premium redemptions
The actual value you get from premium cards is often significantly higher than our estimates. We track what's trackable - credits and perks with expiration dates - so you never leave money on the table.
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