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World of Hyatt Credit Card

World of Hyatt Credit Card

Keep your renewal free night separate from the extra night earned through spending. Track the partner credits that expire each month or quarter.

Annual Fee
$95
Est. Annual Value*
$160
Net Value*
+$65

Trackable Benefits (4)

These are the annual credits, statement credits, and perks that our platform tracks and reminds you about. For complete details on all card benefits including travel protections, purchase protections, and points earning rates, check the official card page for the most up-to-date information.

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Anniversary Free Night

One Category 1-4 Hyatt free night after each card anniversary.

Receive one Category 1-4 award after renewal, starting after your first year. Issuance can take up to 10 weeks. The award is valid for 12 months from issue; your stay must check out before it expires. Check the exact expiry in Hyatt.

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Spending-Earned Free Night

One Category 1-4 night after $15,000 in calendar-year purchases.

Earn a separate Category 1-4 award after $15,000 in eligible purchases from January 1 through December 31, including authorized-user purchases. Allow up to eight weeks for issuance. This tracks the earning year; the award expires 12 months after issue and the stay must check out before expiry.

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Unlock Requirement
Requires $15,000 in eligible calendar-year purchases.($15,000/year)
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Quarterly DoorDash Non-Restaurant Credit

One discount of up to $10 each calendar quarter on a non-restaurant order.

$40/yr
($10 Quarterly)

Activate this card's DashPass offer and select the discount at checkout on an eligible grocery, retail or other non-restaurant order. Use the enrolled card. The discount covers the subtotal; fees, taxes and tips are excluded. Any unused amount is forfeited after one order or at quarter-end.

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Monthly Instacart Credit

$10 each calendar month with an active Instacart+ membership.

$120/yr
($10 Monthly)

Activate the Chase co-brand offer to receive a monthly $10 in-app credit through December 31, 2027. Pay with the enrolled card for one eligible order of at least $10. Unused credit expires at month-end. Fees, taxes, tips and restaurant orders powered by Uber Eats are excluded.

* About Our Value Estimates

The estimated annual values shown are conservative estimates based only on the trackable benefits our platform manages (annual credits, statement credits, and recurring perks).

Not included in our estimates:

  • β€’ Sign-up bonuses and welcome offers
  • β€’ Points earning multipliers and redemption value
  • β€’ Travel protections (trip insurance, baggage delay, rental car coverage)
  • β€’ Purchase protections (extended warranty, price protection, return protection)
  • β€’ Cell phone protection and other insurance benefits
  • β€’ Transfer partner value and premium redemptions

The actual value you get from premium cards is often significantly higher than our estimates. We track what's trackable - credits and perks with expiration dates - so you never leave money on the table.

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Start tracking your World of Hyatt Credit Card benefits with CardGenius