Chase Sapphire Reserve for Business
Premium business travel card with over $2,500 in potential annual credits across travel, dining, lifestyle, and business services. Launched June 2025 as Chase's first Sapphire business card. Earns elevated points on Chase Travel (8X) and direct travel bookings (4X), plus enhanced earning on social media/search advertising (3X). Best for business owners with significant travel and advertising spend who can maximize diverse credit portfolio. Includes Priority Pass Select and Chase Sapphire Lounge access. Employee cards at no additional cost.
Trackable Benefits (12)
These are the annual credits, statement credits, and perks that our platform tracks and reminds you about. For complete details on all card benefits including travel protections, purchase protections, and points earning rates, check the official card page for the most up-to-date information.
$300 Annual Travel Credit
$300 travel credit each account anniversary year.
Statement credits for travel purchases including airlines, hotels, car rentals, cruise lines, and travel agencies. Resets on account anniversary date. Merchants selling gift cards or miles don't qualify. Purchases that qualify for this credit will not earn points.
- • Most flexible travel credit - covers airlines, hotels, car rentals, cruises, travel agencies.
- • Resets on YOUR card anniversary, not calendar year.
- • Note: Purchases that qualify for this credit won't earn Ultimate Rewards points.
$500 The Edit Hotel Credit
$500 annual hotel credit through The Edit ($250 per transaction).
Up to $500 in statement credits each calendar year for prepaid Pay Now hotel stays (2-night minimum) booked through The Edit collection on Chase Travel. Credit is capped at $250 per qualifying transaction. Includes complimentary benefits like a $100 property credit, daily breakfast for two, room upgrades (if available) and more. Purchases that qualify for this credit will not earn points.
- • The Edit features 1,100+ curated luxury hotels - browse selection before booking.
- • Use two separate qualifying bookings to capture the full $500 annual value.
- • Look for properties that also qualify for the 2026 select hotel credit to stack both credits on one eligible stay.
- • Complimentary perks: $100 property credit, daily breakfast for two, room upgrades (when available).
- • 2-night minimum stay required for credit to apply.
- • Note: Purchases that qualify for this credit won't earn Ultimate Rewards points.
- • Employee cardmembers cannot use this benefit - authorizing officer only.
$250 Select Hotel Credit
$250 credit for select prepaid Chase Travel hotels in 2026.
Up to $250 in statement credits in calendar year 2026 for prepaid Pay Now Chase Travel hotel bookings of 2 nights or more with select hotel brands: IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts. Purchases qualifying for credits don't earn points.
- • Book through Chase Travel - direct hotel bookings do not qualify.
- • Use a prepaid Pay Now rate for a stay of at least 2 nights.
- • Can potentially stack with The Edit credit when an eligible brand property is also in The Edit.
- • Employee cardmembers cannot use this benefit - authorizing officer only.
DoorDash Restaurant Credit
$5/month credit for DoorDash restaurant orders.
Receive one $5 promotional credit each month for DoorDash restaurant orders. Credit must be used in full on a single order - partial use results in forfeiture of remaining value. Credit resets on the first of each month and does not roll over. Available through December 31, 2027.
- • CRITICAL: Partial use not supported - if you use $3, you lose the remaining $2.
- • Try to get close to $5 subtotal to maximize value (fees/taxes don't count).
- • Credit resets monthly - use it or lose it.
- • TIME-LIMITED: Expires 12/31/2027 - unclear if will be renewed.
DoorDash Non-Restaurant Credits
Two $10/month credits for DoorDash groceries and retail orders.
Receive two $10 promotional credits each month for DoorDash everyday essentials (groceries, retail, convenience stores, etc.). Each credit must be used in full on a single order - partial use results in forfeiture of remaining value. Credits cannot be combined into one order. Credits reset on the first of each month and do not roll over. Available through December 31, 2027.
- • CRITICAL: Partial use not supported - if you use $6, you lose the remaining $4.
- • Try to get close to $10 subtotal per order to maximize value (fees/taxes don't count).
- • You get 2 separate credits - cannot combine into one $20 order.
- • Use DashMart or convenience stores with pickup to avoid delivery fees.
- • Credits reset monthly - use both or lose them.
- • TIME-LIMITED: Expires 12/31/2027 - unclear if will be renewed.
Lyft Monthly Credit
$10/month Lyft credit ($120/year) - expires 9/30/2027.
Up to $10 in Lyft credits each month ($120 annually) through September 30, 2027. Applies to Standard, Extra Comfort, XL, Black, or Black SUV ride modes. Does not apply to Wait & Save, bike, or scooter rides.
- • Stack with 5X points earning on Lyft (also through 9/30/2027).
- • Use every month - credits don't roll over.
- • TIME-LIMITED: Partnership expires 9/30/2027.
Google Workspace Credit
$200 annual Google Workspace credit.
Up to $200 in statement credits annually for Google Workspace purchases. Helps cover business email, storage, and collaboration tools. Resets each calendar year.
- • Covers most Google Workspace plans ($6-$18/user/month).
- • Great for small businesses already using Google Workspace.
- • Credit resets annually on January 1.
ZipRecruiter Credit
$400 annual ZipRecruiter credit ($200 semi-annual) - expires 12/31/2027.
Up to $400 in statement credits annually for ZipRecruiter purchases. Credit splits: up to $200 from January 1 through June 30 and up to $200 from July 1 through December 31. Helps cover job posting and recruiting expenses. Available through December 31, 2027.
- • Use $200 in each half of the year for full $400 value.
- • Valuable for businesses actively hiring.
- • TIME-LIMITED: Expires 12/31/2027 - unclear if will be renewed.
- • ZipRecruiter plans typically start at $16/day for job postings.
Curated Gift Cards Credit
$100 annual credit for curated gift cards ($50 semi-annual) - expires 10/31/2028.
Up to $100 in statement credits annually for purchases of curated gift cards through Chase's gift card program. Credit splits: up to $50 each half-year (Jan-Jun, Jul-Dec). Great for client gifts, employee rewards, or personal use. Available through October 31, 2028.
- • Use $50 in each half of the year for full $100 value.
- • Use for client gifts or employee rewards.
- • Browse Chase's curated gift card selection.
- • TIME-LIMITED: Expires 10/31/2028 - unclear if will be renewed.
Global Entry / TSA PreCheck Credit
Statement credit for GE ($120), TSA PreCheck ($78-85), or NEXUS every 4 years.
Credit toward Global Entry ($120), TSA PreCheck ($78-85), or NEXUS application fee. Renewals eligible within the program window. Credit posts as statement credit when application fee charged to card.
- • Global Entry includes TSA PreCheck and works for international travel.
- • Apply early in your 4-year window as approval can take months.
- • NEXUS is cheaper but requires Canada border crossing eligibility.
Southwest Airlines Credit
$500 Southwest credit + A-List Status (requires $120k annual spend).
Receive $500 Southwest Airlines credit when booking through Chase Travel plus complimentary Southwest A-List Status for the following calendar year. Unlocked after meeting $120,000 in annual spend. Last year to qualify for A-List Status is calendar year 2027 (status valid until 12/31/2028).
- • A-List Status includes priority boarding, bonus points, free same-day standby.
- • Only for heavy spenders - most cardholders won't qualify.
- • Employee cardmembers cannot use this benefit - Southwest bookings by employees don't qualify.
- • Also unlocks IHG Diamond Elite and Shops at Chase credit at this tier.
- • A-List qualification is TIME-LIMITED: Last year to qualify is 2027 (status valid through 12/31/2028).
Shops at Chase Credit
$500 Shops at Chase credit (requires $120k annual spend).
Receive a $500 credit toward purchases at The Shops at Chase, an online shopping portal featuring products from popular brands like Dyson and Tumi. Can pay with cash or points. Unlocked after meeting $120,000 in annual spend.
- • High spend requirement: $120k annually.
- • Browse Shops at Chase for Dyson, Tumi, and other premium brands.
- • Can use points or cash - credit applies either way.
- • Most cardholders won't qualify - premium tier benefit.
Other Notable Benefits
The following benefits are included with this card but are not tracked by our platform (no expiration dates or usage limits to monitor).
- ✈️8X points on all Chase Travel purchases
- 🏨4X points on flights and hotels booked direct
- 📱3X points on social media and search engine advertising
- 🚗5X points on Lyft rides through 9/30/2027
- 🍽️3X points on dining worldwide
- 💳1X points on all other purchases
- 💎Points worth 1.5¢ each via Chase Travel
- 🚀Points Boost: up to 2X point value on select hotels/flights
- 🌍Transfer points 1:1 to 14 airline/hotel partners
- 🎁Complimentary DashPass membership ($120/yr value through 12/31/2027)
- 🛫Chase Sapphire Lounge access (up to 2 guests) - Primary cardmember only; employees can access as guests
- 🌐Priority Pass Select (1,300+ lounges, 2 guests) - Primary cardmember only; employees can access as guests
- 🏨IHG Platinum Elite status through 12/31/2027 - Primary cardmember only
- 💎IHG Diamond Elite Status (unlocks at $120k annual spend) - Primary cardmember only, valid through end of following calendar year
- 🚗Primary rental car insurance up to $75k
- 🛡️Trip insurance (cancellation up to $10k, delay, baggage)
- 📱Cell phone protection up to $1,000/claim
- 🔒Purchase protection up to $10k/item (120 days)
- ⏰Extended warranty (+1 year)
- 🌍No foreign transaction fees
- ☎️Visa Infinite Concierge 24/7
- 👥Free employee cards (up to 99, $0 annual fee) - earn points at same rate, same protections
The estimated annual values shown are conservative estimates based only on the trackable benefits our platform manages (annual credits, statement credits, and recurring perks).
Not included in our estimates:
- • Sign-up bonuses and welcome offers
- • Points earning multipliers and redemption value
- • Travel protections (trip insurance, baggage delay, rental car coverage)
- • Purchase protections (extended warranty, price protection, return protection)
- • Cell phone protection and other insurance benefits
- • Transfer partner value and premium redemptions
The actual value you get from premium cards is often significantly higher than our estimates. We track what's trackable - credits and perks with expiration dates - so you never leave money on the table.
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