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Chase Sapphire Reserve

Chase Sapphire Reserve

Ultra-premium travel card with over $2,700 in potential annual credits across travel, dining, and lifestyle. Major refresh in June 2025 added extensive benefits to offset higher annual fee. Earns elevated points on Chase Travel and direct travel bookings. Best for heavy travelers and Chase ecosystem users who can maximize the diverse credit portfolio. Includes Priority Pass Select and Chase Sapphire Lounge access.

Annual Fee
$795
Est. Annual Value*
$3,220
Net Value*
+$2,425

Trackable Benefits (13)

These are the annual credits, statement credits, and perks that our platform tracks and reminds you about. For complete details on all card benefits including travel protections, purchase protections, and points earning rates, check the official card page for the most up-to-date information.

✈️

$300 Annual Travel Credit

$300 travel credit each account anniversary year.

$300/yr
(Account Anniversary)

Statement credits for travel purchases including airlines, hotels, car rentals, cruise lines, and travel agencies. Resets on account anniversary date. Merchants selling gift cards or miles don't qualify.

πŸ’‘ Tips
  • β€’ Most flexible travel credit - covers airlines, hotels, car rentals, cruises, travel agencies.
  • β€’ Resets on YOUR card anniversary, not calendar year.
🏨

$500 The Edit Hotel Credit

$500 annual hotel credit through The Edit ($250 per booking).

$500/yr
($250 per booking)

Up to $500 in statement credits each calendar year for prepaid Pay Now hotel stays (2-night minimum) booked through The Edit collection on Chase Travel. Credit is capped at $250 per qualifying booking. Purchases qualifying for credits don't earn points.

hotel
πŸ’‘ Tips
  • β€’ The Edit features 1,100+ curated luxury hotels - browse selection before booking.
  • β€’ Use two separate qualifying bookings to capture the full $500 annual value.
  • β€’ Look for properties that also qualify for the 2026 select hotel credit to stack both credits on one eligible stay.
🏨

$250 Select Hotel Credit

$250 credit for select prepaid Chase Travel hotels in 2026.

$250/yr

Up to $250 in statement credits in calendar year 2026 for prepaid Pay Now Chase Travel hotel bookings of 2 nights or more with select hotel brands: IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts. Purchases qualifying for credits don't earn points.

hotel
πŸ’‘ Tips
  • β€’ Book through Chase Travel - direct hotel bookings do not qualify.
  • β€’ Use a prepaid Pay Now rate for a stay of at least 2 nights.
  • β€’ Can potentially stack with The Edit credit when an eligible brand property is also in The Edit.
🍽️

Exclusive Tables Dining Credit

$300 annual dining credit at Exclusive Tables ($150 semi-annual).

$300/yr
($150 Every 6 Months)

Up to $300 in statement credits annually for dining at Sapphire Reserve Exclusive Tables restaurants. Must link card on OpenTable. Credit splits: up to $150 Jan-Jun, up to $150 Jul-Dec.

dining
πŸ’‘ Tips
  • β€’ New benefit from June 2025 refresh.
  • β€’ Link card on OpenTable before dining - critical enrollment step.
  • β€’ Browse Exclusive Tables list before booking to ensure restaurant participates.
πŸ›ƒ

Global Entry / TSA PreCheck Credit

Statement credit for GE ($120), TSA PreCheck ($78-85), or NEXUS every 4 years.

$30/yr
($120 Every 4 Years)

Credit toward Global Entry ($120), TSA PreCheck ($78-85), or NEXUS application fee. Renewals eligible within the program window. Credit posts as statement credit when application fee charged to card.

tsaglobal-entry
πŸ’‘ Tips
  • β€’ Global Entry includes TSA PreCheck and works for international travel.
  • β€’ Apply early in your 4-year window as approval can take months.
  • β€’ NEXUS is cheaper but requires Canada border crossing eligibility.
πŸ“š Resources
Global Entry program
πŸ”

DoorDash Restaurant Credit

$5/month credit for DoorDash restaurant orders.

$60/yr
($5 Monthly)

Receive one $5 promotional credit each month for DoorDash restaurant orders. Credit must be used in full on a single order - partial use results in forfeiture of remaining value. Credit resets on the first of each month and does not roll over. Available through December 31, 2027.

diningdelivery
πŸ’‘ Tips
  • β€’ CRITICAL: Partial use not supported - if you use $3, you lose the remaining $2.
  • β€’ Try to get close to $5 subtotal to maximize value (fees/taxes don't count).
  • β€’ Credit resets monthly - use it or lose it.
  • β€’ TIME-LIMITED: Expires 12/31/2027 - unclear if will be renewed.
πŸ›’

DoorDash Non-Restaurant Credits

Two $10/month credits for DoorDash groceries and retail orders.

$240/yr
($20 Monthly)

Receive two $10 promotional credits each month for DoorDash everyday essentials (groceries, retail, convenience stores, etc.). Each credit must be used in full on a single order - partial use results in forfeiture of remaining value. Credits cannot be combined into one order. Credits reset on the first of each month and do not roll over. Available through December 31, 2027.

grocerydelivery
πŸ’‘ Tips
  • β€’ CRITICAL: Partial use not supported - if you use $6, you lose the remaining $4.
  • β€’ Try to get close to $10 subtotal per order to maximize value (fees/taxes don't count).
  • β€’ You get 2 separate credits - cannot combine into one $20 order.
  • β€’ Use DashMart or convenience stores with pickup to avoid delivery fees.
  • β€’ Credits reset monthly - use both or lose them.
  • β€’ TIME-LIMITED: Expires 12/31/2027 - unclear if will be renewed.
πŸš—

Lyft Monthly Credit

$10/month Lyft credit ($120/year) - expires 9/30/2027.

$120/yr
($10 Monthly)

Up to $10 in Lyft credits each month ($120 annually) through September 30, 2027. Applies to Standard, Extra Comfort, XL, Black, or Black SUV ride modes. Does not apply to Wait & Save, bike, or scooter rides.

rideshare
πŸ’‘ Tips
  • β€’ Stack with 5X points earning on Lyft (also through 9/30/2027).
  • β€’ Use every month - credits don't roll over.
  • β€’ TIME-LIMITED: Partnership expires 9/30/2027.
🚴

Peloton Membership Credit

$10/month Peloton credit ($120/year) - expires 12/31/2027.

$120/yr
($10 Monthly)

Up to $10 in statement credits each month ($120 annually) toward Peloton membership purchases through December 31, 2027. Plus 10X points on eligible Peloton hardware and accessory purchases (up to 50,000 total points).

fitness
πŸ’‘ Tips
  • β€’ Fully covers basic Peloton All-Access membership ($44/mo - credit covers $10).
  • β€’ Buy Peloton hardware with card for 10X bonus (up to 50k points).
  • β€’ TIME-LIMITED: Expires 12/31/2027.
🎫

StubHub Credit

$300/year StubHub/Viagogo credit ($150 semi-annual) for concert/event tickets.

$300/yr
($150 Every 6 Months)

Up to $300 in annual statement credits for StubHub or Viagogo purchases of concert and event tickets. Credit splits into two $150 biannual periods. Activation required.

entertainment
πŸ’‘ Tips
  • β€’ Activate benefit before purchasing tickets.
  • β€’ Use $150 in each half of the year for full $300 value.
  • β€’ Great for concerts, sports, theater events.
🍎

Apple Services Credit

$250/year for Apple TV+ and Apple Music - expires 6/22/2027.

$250/yr

Up to $250 in annual statement credits for Apple TV+ and Apple Music subscriptions. One-time activation required per service through chase.com or Chase Mobile app. Available through June 22, 2027.

streamingentertainment
πŸ’‘ Tips
  • β€’ Activate both Apple TV+ and Apple Music for full value.
  • β€’ Apple TV+ is $9.99/mo, Apple Music is $10.99/mo = ~$250/year total.
  • β€’ TIME-LIMITED: Expires 6/22/2027 - unclear if will be renewed.
✈️

Southwest Airlines Credit

$500 Southwest credit + A-List Status.

$500/yr

Receive $500 Southwest Airlines credit when booking through Chase Travel plus complimentary Southwest A-List Status for the following calendar year.

πŸ”’
Unlock Requirement
Requires $75,000 in annual spend each calendar year($75,000/year)
airline
πŸ’‘ Tips
  • β€’ A-List Status includes priority boarding, bonus points, free same-day standby.
  • β€’ Only for heavy spenders - most cardholders won't qualify.
πŸ›οΈ

Shops at Chase Credit

$250 Shops at Chase credit.

$250/yr

Receive a $250 credit toward purchases at The Shops at Chase, an online shopping portal featuring products from popular brands like Dyson and Tumi. Can pay with cash or points.

πŸ”’
Unlock Requirement
Requires $75,000 in annual spend each calendar year($75,000/year)
shopping
πŸ’‘ Tips
  • β€’ High spend requirement: $75k annually.
  • β€’ Browse Shops at Chase for Dyson, Tumi, and other premium brands.
  • β€’ Can use points or cash - credit applies either way.
  • β€’ Most cardholders won't qualify - premium tier benefit.

Other Notable Benefits

The following benefits are included with this card but are not tracked by our platform (no expiration dates or usage limits to monitor).

  • ✈️8X points on all Chase Travel purchases
  • 🏨4X points on flights and hotels booked direct
  • 🍽️3X points on dining worldwide
  • πŸ’³1X points on all other purchases
  • πŸ’ŽPoints worth 1.5Β’ each via Chase Travel
  • πŸš€Points Boost: up to 2X point value on select hotels/flights
  • 🌍Transfer points 1:1 to 14 airline/hotel partners
  • 🎁Complimentary DashPass membership ($120/yr value through 12/31/2027)
  • πŸ›«Chase Sapphire Lounge access (up to 2 guests)
  • 🌐Priority Pass Select (1,300+ lounges)
  • 🏨IHG Platinum Elite status through 12/31/2027
  • πŸš—Primary rental car insurance
  • πŸ›‘οΈTrip insurance (cancellation, delay, baggage)
  • πŸ”’Purchase protection up to $10k/item
  • ⏰Extended warranty
  • 🌍No foreign transaction fees
* About Our Value Estimates

The estimated annual values shown are conservative estimates based only on the trackable benefits our platform manages (annual credits, statement credits, and recurring perks).

Not included in our estimates:

  • β€’ Sign-up bonuses and welcome offers
  • β€’ Points earning multipliers and redemption value
  • β€’ Travel protections (trip insurance, baggage delay, rental car coverage)
  • β€’ Purchase protections (extended warranty, price protection, return protection)
  • β€’ Cell phone protection and other insurance benefits
  • β€’ Transfer partner value and premium redemptions

The actual value you get from premium cards is often significantly higher than our estimates. We track what's trackable - credits and perks with expiration dates - so you never leave money on the table.

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