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Chase Sapphire Preferred

Chase Sapphire Preferred

Entry-level premium travel card with generous benefits for dining, travel, and DoorDash users. Enhanced point value through Chase Travel portal and transfer partners. Includes primary rental car coverage and trip protections. Best starter premium card with low annual fee.

Annual Fee
$95
Est. Annual Value*
$170
Net Value*
+$75
dining

Trackable Benefits (2)

These are the annual credits, statement credits, and perks that our platform tracks and reminds you about. For complete details on all card benefits including travel protections, purchase protections, and points earning rates, check the official card page for the most up-to-date information.

🏨

$50 Annual Hotel Credit

$50 hotel credit via Chase Travel each benefit year.

$50/yr
(Account Anniversary)

Credit applies to eligible hotel bookings made through the issuer's travel portal; excludes certain rates and bookings.

hotel
πŸ’‘ Tips
  • β€’ Book prepaid rates within the portal to trigger the statement credit.
πŸ›’

DoorDash Monthly Non-Restaurant Credit

$10/month credit on DoorDash groceries and retail orders.

$120/yr
($10 Monthly)

Receive a $10 off discount each calendar month on one qualifying non-restaurant order (groceries, retail, etc.) as long as you remain enrolled in DashPass. Available through 12/31/2027.

grocerydelivery
πŸ’‘ Tips
  • β€’ $10 discount applies to grocery and retail orders, not restaurant orders.
  • β€’ Use every month for full $120 annual value ($10 x 12 months).
  • β€’ TIME-LIMITED: Expires 12/31/2027 - unclear if will be renewed.

Other Notable Benefits

The following benefits are included with this card but are not tracked by our platform (no expiration dates or usage limits to monitor).

  • ✈️5X points on travel via Chase Travel
  • 🍽️3X points on dining and delivery
  • πŸ“Ί3X points on streaming services
  • πŸ›’3X points on online groceries
  • 🧳2X points on all other travel
  • πŸ’³1X points on all other purchases
  • πŸ’ŽPoints worth 1.25Β’ each via Chase Travel
  • 🌍Transfer points 1:1 to 14 airline/hotel partners
  • πŸŽ‰10% anniversary bonus (points equal to 10% of prior year spend)
  • 🎁Complimentary DashPass membership ($120/yr value through 12/31/2027)
  • πŸš—Primary rental car insurance
  • πŸ›‘οΈTrip insurance (cancellation, delay, baggage)
  • 🧳Lost luggage reimbursement up to $3k
  • πŸ”’Purchase protection up to $500/item
  • ⏰Extended warranty (+1 year)
  • 🌍No foreign transaction fees
* About Our Value Estimates

The estimated annual values shown are conservative estimates based only on the trackable benefits our platform manages (annual credits, statement credits, and recurring perks).

Not included in our estimates:

  • β€’ Sign-up bonuses and welcome offers
  • β€’ Points earning multipliers and redemption value
  • β€’ Travel protections (trip insurance, baggage delay, rental car coverage)
  • β€’ Purchase protections (extended warranty, price protection, return protection)
  • β€’ Cell phone protection and other insurance benefits
  • β€’ Transfer partner value and premium redemptions

The actual value you get from premium cards is often significantly higher than our estimates. We track what's trackable - credits and perks with expiration dates - so you never leave money on the table.

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