American Express Platinum
Premium travel card with extensive statement credits across hotel, dining, entertainment, and lifestyle categories. Earns bonus points on travel and offers airport lounge access, comprehensive travel protections, and premium concierge service. Best for luxury travelers who can maximize the credits.
Trackable Benefits (13)
These are the annual credits, statement credits, and perks that our platform tracks and reminds you about. For complete details on all card benefits including travel protections, purchase protections, and points earning rates, check the official card page for the most up-to-date information.
Uber Cash
Monthly Uber Cash deposited to your account.
Receive $15 in Uber Cash each month, plus an extra $20 in December ($35 total), automatically deposited to your Uber Wallet for U.S. rides or Uber Eats orders. Enrollment required through Amex Benefits portal.
- • Add your Amex Platinum to Uber Wallet and toggle the Amex benefit to auto-apply.
Uber One Membership Credit
$120 annual credit for Uber One membership.
Up to $120 in statement credits per calendar year when you use your Platinum Card to pay for an auto-renewing Uber One membership (monthly or annual). Uber One provides $0 delivery fee on eligible orders, up to 10% off deliveries/pickups, 6% back in Uber Cash on rides, and priority driver matching.
- • Uber One costs $9.99/mo or $96/year - credit covers full annual membership.
- • Combine with monthly Uber Cash benefit for maximum Uber value.
- • Membership provides delivery fee waivers, discounts, and priority matching.
Global Entry / TSA PreCheck Credit
Statement credit for GE ($120), TSA PreCheck ($78-85), or NEXUS every 4 years.
Credit toward Global Entry ($120), TSA PreCheck ($78-85), or NEXUS application fee. Renewals eligible within the program window. Credit posts as statement credit when application fee charged to card.
- • Global Entry includes TSA PreCheck and works for international travel.
- • Apply early in your 4-year window as approval can take months.
- • NEXUS is cheaper but requires Canada border crossing eligibility.
Saks Fifth Avenue Credit
$50 semi-annual credit at Saks through June 30, 2026.
Up to $50 in statement credits semi-annually for purchases at Saks Fifth Avenue (in-store or online at saks.com). Enrollment required. Purchases must be made by June 30, 2026.
- • IMPORTANT: Saks Off 5th does NOT count - must be Saks Fifth Avenue only.
- • Purchase gift cards if you don't shop at Saks regularly.
- • Use the final Saks credit by June 30, 2026 - it will not refresh for the second half of 2026.
Digital Entertainment Credit
$25 monthly credit for streaming services ($300/year).
Up to $25 in statement credits each month for eligible digital entertainment purchases. Enrollment required. Partners include Disney+, Hulu, ESPN+, Peacock, NYT, WSJ, YouTube Premium, YouTube TV, Paramount+.
- • Choose your partner monthly through the Amex benefits portal.
- • Increased from $20/mo to $25/mo in 2025 refresh.
Walmart+ Membership Credit
Up to $12.95/mo credit for Walmart+ ($155/year).
Statement credit for monthly Walmart+ membership fee (subject to auto-renewal). Enrollment required. Excludes Plus Ups upgrades.
- • Enroll through Amex benefits portal and link Walmart+ account.
- • Walmart+ includes Peacock or Paramount+ streaming (your choice) as part of membership.
- • Great for households that grocery shop at Walmart.
Airline Fee Credit
$200 annual credit for airline incidental fees.
Up to $200 in statement credits per calendar year for incidental fees with one qualifying airline. Enrollment required. Must select airline for calendar year.
- • Select your preferred airline in January each year.
- • Works best for frequent flyers who pay bag fees or seat selections.
Fine Hotels + Resorts / Hotel Collection Credit
$300 semi-annual hotel credit ($600/year).
Up to $300 in statement credits semi-annually for prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel.
- • New benefit added in Sept 2025 Platinum refresh.
- • Stack with FHR/Hotel Collection perks (breakfast, upgrades, credits).
Resy Dining Credit
$100 quarterly credit at Resy restaurants ($400/year).
Up to $100 in statement credits each quarter for dining purchases at 10,000+ U.S. restaurants through Resy.
- • New benefit added in Sept 2025 Platinum refresh.
- • Wide network of participating restaurants makes this highly usable.
Lululemon Credit
$75 quarterly Lululemon credit ($300/year).
Up to $75 in statement credits each quarter for purchases at U.S. Lululemon stores (excluding outlets) or lululemon.com. Enrollment required. Quarterly credits do not roll over.
- • New benefit added in Sept 2025 Platinum refresh.
- • Credits reset quarterly - use $75 each quarter or lose it.
- • Excludes Lululemon outlets - only full-price stores and lululemon.com.
Oura Ring Credit
$200 annual credit for Oura Ring purchase.
Up to $200 in statement credits per calendar year for eligible Oura Ring hardware purchases at ouraring.com (U.S. site only). Enrollment required. Credit applies to ring purchases only - excludes memberships, gift cards, chargers, and third-party retailers.
- • New benefit added in Sept 2025 Platinum refresh.
- • Only Oura Ring hardware purchases qualify - memberships and accessories don't count.
- • Must purchase from ouraring.com U.S. site - Amazon and other retailers excluded.
- • Enroll before making purchase to ensure credit posts correctly.
Equinox Credit
$300 annual credit for Equinox memberships.
Up to $300 in statement credits per calendar year when you pay for Equinox+ (digital fitness app) or any Equinox club membership with your Platinum Card. Enrollment required at platinum.equinox.com. Credit applies to one Equinox membership per account.
- • New benefit added in Sept 2025 Platinum refresh.
- • Enroll at platinum.equinox.com before your first eligible purchase.
- • Works for both physical Equinox gym memberships and Equinox+ digital app.
- • Day passes and mobile app purchases typically don't qualify - use enrolled payment method.
CLEAR Plus Credit
$209 annual credit for CLEAR Plus membership.
Up to $209 in statement credits per calendar year after you pay for your CLEAR Plus membership (subject to auto-renewal) with your American Express Platinum Card. CLEAR provides expedited security screening at 50+ airports nationwide using biometric verification. Credit increased from $199 to $209 in July 2025 to match CLEAR's price increase.
- • $209 annual value essentially makes CLEAR Plus free.
- • Excellent for frequent flyers who value expedited security.
- • Must enroll in person at a CLEAR airport location with valid ID.
- • Credit posts within 6-8 weeks after membership fee is charged.
Other Notable Benefits
The following benefits are included with this card but are not tracked by our platform (no expiration dates or usage limits to monitor).
- ✈️5X points on flights (up to $500k/year)
- 🏨5X points on prepaid hotels via Amex Travel
- 💳1X points on all other purchases
- 🛫Centurion, Plaza Premium, Delta Sky Club lounge access
- 🛡️Trip insurance (cancellation, delay, baggage)
- 🔒Purchase protection up to $10k/item + extended warranty
- 📱Cell phone protection up to $800/claim
- 🚗Primary rental car insurance worldwide
- 👔Premium concierge service 24/7
- 🏨Fine Hotels + Resorts perks (upgrades, credits, breakfast)
- 🍽️Global Dining Access via Resy
- 🌍Transfer points 1:1 to 20+ airline/hotel partners
The estimated annual values shown are conservative estimates based only on the trackable benefits our platform manages (annual credits, statement credits, and recurring perks).
Not included in our estimates:
- • Sign-up bonuses and welcome offers
- • Points earning multipliers and redemption value
- • Travel protections (trip insurance, baggage delay, rental car coverage)
- • Purchase protections (extended warranty, price protection, return protection)
- • Cell phone protection and other insurance benefits
- • Transfer partner value and premium redemptions
The actual value you get from premium cards is often significantly higher than our estimates. We track what's trackable - credits and perks with expiration dates - so you never leave money on the table.
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