American Express Gold
The ultimate card for dining and grocery spending with bonus points on restaurants and supermarkets. Multiple monthly and annual credits can fully offset the annual fee for frequent diners.
Trackable Benefits (4)
These are the annual credits, statement credits, and perks that our platform tracks and reminds you about. For complete details on all card benefits including travel protections, purchase protections, and points earning rates, check the official card page for the most up-to-date information.
$120 Dining Credit
$10 monthly dining statement credit at participating partners.
$10 monthly statement credit at select partners (enrollment required).
- • Set a monthly reminder to order via a participating partner before month-end.
Uber Cash
Monthly Uber Cash credit.
$10 monthly Uber Cash deposited to your Uber Wallet (enrollment required).
- • Use with Uber Eats pick-up if you don't need delivery.
Resy Credit
$50 semi-annual credit at Resy restaurants ($100/year).
Up to $50 in statement credits semi-annually for dining purchases at participating U.S. Resy restaurants. Must use enrolled Amex Gold Card on eligible purchases made at eligible Resy restaurants, Resy.com, and in the Resy mobile app.
- • Stack with the monthly dining credit for maximum value.
- • Credits reset every 6 months - use $50 each half or lose it.
Dunkin' Credit
$7 monthly Dunkin' credit ($84/year).
Up to $7 in statement credits each month for purchases at Dunkin'. Enrollment required.
- • Set a monthly reminder to use this credit before it expires.
Other Notable Benefits
The following benefits are included with this card but are not tracked by our platform (no expiration dates or usage limits to monitor).
- 🏆4X points at U.S. supermarkets (up to $25k/year)
- 🍽️4X points at restaurants and delivery
- ✈️3X points on flights
- 💳1X points on all other purchases
- 🌍Transfer points 1:1 to 20+ airline/hotel partners
- 🛡️Purchase protection up to $1,000 per item
- ⏰Extended warranty (+1 year)
- 🔄Return protection up to $300/item
- 🧳Baggage insurance
- 🚗Car rental insurance (secondary)
- 🌍No foreign transaction fees
The estimated annual values shown are conservative estimates based only on the trackable benefits our platform manages (annual credits, statement credits, and recurring perks).
Not included in our estimates:
- • Sign-up bonuses and welcome offers
- • Points earning multipliers and redemption value
- • Travel protections (trip insurance, baggage delay, rental car coverage)
- • Purchase protections (extended warranty, price protection, return protection)
- • Cell phone protection and other insurance benefits
- • Transfer partner value and premium redemptions
The actual value you get from premium cards is often significantly higher than our estimates. We track what's trackable - credits and perks with expiration dates - so you never leave money on the table.
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Start tracking your American Express Gold benefits with CardGenius