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Delta SkyMiles Gold

Delta SkyMiles Gold

Entry-level Delta co-branded card with bonus miles on Delta, dining, and grocery purchases. Includes free checked bags for cardmember and companions, plus annual statement credits for Delta Stays bookings and a flight credit after significant spend.

Annual Fee
$150
Est. Annual Value*
$300
Net Value*
+$150
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Trackable Benefits (2)

These are the annual credits, statement credits, and perks that our platform tracks and reminds you about. For complete details on all card benefits including travel protections, purchase protections, and points earning rates, check the official card page for the most up-to-date information.

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Delta Stays Credit

Up to $100/year on prepaid hotel bookings through Delta Stays.

$100/yr

Receive up to $100 back in statement credits each calendar year when you book prepaid hotels or vacation rentals through Delta Stays on delta.com. Credit can be used across multiple bookings until the annual limit is reached. Prepaid rates only (not 'pay at hotel'). Credits typically post within 4 days of booking.

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πŸ’‘ Tips
  • β€’ Book prepaid (not 'pay at hotel') rates to qualify for the credit.
  • β€’ No minimum night stay required - even single-night bookings qualify.
  • β€’ Credit can be split across multiple bookings throughout the year.
  • β€’ Watch the calendar - unused credit expires December 31st and doesn't roll over.
✈️

$200 Delta Flight Credit

$200 Delta eCredit after spending $10,000 in a calendar year.

$200/yr

After you spend $10,000 in eligible purchases on your card in a calendar year, you receive a $200 Delta Flight Credit (eCredit) for future travel. The eCredit is valid for one year from issuance and can be used toward Delta-marketed flights purchased through delta.com or Delta Reservations.

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Unlock Requirement
Requires $10,000 in annual card spending($10,000/year)
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πŸ’‘ Tips
  • β€’ Track your annual spend to ensure you hit the $10k threshold before December 31st.
  • β€’ The eCredit is non-transferable between SkyMiles accounts but can book travel for others.
  • β€’ Cannot be used for upgrades, standalone fees, or award ticket taxes.
  • β€’ Cannot be combined with miles for redemption.

Other Notable Benefits

The following benefits are included with this card but are not tracked by our platform (no expiration dates or usage limits to monitor).

  • ✈️2X miles on Delta purchases
  • 🍽️2X miles at restaurants (incl. takeout/delivery)
  • πŸ›’2X miles at U.S. supermarkets
  • πŸ’³1X mile on all other purchases
  • 🧳First checked bag free (cardmember + up to 8 companions)
  • 🎫Zone 5 priority boarding on Delta flights
  • ✈️15% off award flights when redeeming miles
  • 🍿20% back on in-flight purchases (food, drinks)
  • 🌍No foreign transaction fees
* About Our Value Estimates

The estimated annual values shown are conservative estimates based only on the trackable benefits our platform manages (annual credits, statement credits, and recurring perks).

Not included in our estimates:

  • β€’ Sign-up bonuses and welcome offers
  • β€’ Points earning multipliers and redemption value
  • β€’ Travel protections (trip insurance, baggage delay, rental car coverage)
  • β€’ Purchase protections (extended warranty, price protection, return protection)
  • β€’ Cell phone protection and other insurance benefits
  • β€’ Transfer partner value and premium redemptions

The actual value you get from premium cards is often significantly higher than our estimates. We track what's trackable - credits and perks with expiration dates - so you never leave money on the table.

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